OTWhiz

Terms of Service

Last updated: September 30, 2026.

Estimates, not advice

All calculators on this site provide estimates for informational purposes only. They are not tax advice, legal advice, or payroll advice. Labor laws change; always verify with your employer, a payroll provider, or a licensed professional.

Acceptable use

You may use the calculators for personal, non-commercial purposes. Do not scrape the site aggressively or attempt to disrupt service.

No warranties

The site is provided "as is" without warranties of any kind. We are not liable for decisions made based on calculator outputs.